Is Renters Insurance Worth It in Toronto? Cost vs. Benefit

Posted by yourboysam • October 18, 2025 • 10 comments

I'm navigating my renters insurance options in Toronto, required by my landlord. I'm curious about cheaper options and if it's truly worth the money. What does it actually cover? Any personal experiences with claims, and thoughts on whether this is a need-to-have or just a nice-to-have?