Finding affordable housing in Toronto as a student can be challenging, especially when you need access to campus transit. Consider neighborhoods like Kensington Market and University Heights, known for their student-friendly environments and vibrant atmospheres. Kensington Market offers eclectic shops and dining, while University Heights has close proximity to several campuses. It's crucial to evaluate not just rent, but roommate compatibility—share costs with trusted friends to ease financial pressures. Look for apartments with included utilities to avoid hidden expenses. Remember, with the right neighborhood, you can balance affordability, convenience, and a supportive community atmosphere, making your study-life more enjoyable in the bustling city of Toronto.