Roommate horror story: financial lessons learned the hard way in Toronto

Posted by survivor_mode • September 24, 2025 • 18 comments

Just escaped a terrible roommate situation and wanted to share some hard-learned lessons about splitting rent and bills in Toronto. Main lesson: get EVERYTHING in writing, even with friends. Had a friend move out mid-lease and I got stuck with their portion of rent for 3 months. Nearly bankrupted me. What financial protections do you put in place with roommates?