Lease Terms Confusion - What’s With These Clauses?

Posted by Pat65 • November 27, 2025 • 6 comments

I’m really baffled by some lease clauses I’ve come across. Like, why do landlords sometimes want first-month rent plus last-month rent on top of the deposit? Isn’t that a bit much? And what’s the deal with them insisting I get renters insurance? Seems excessive! Am I missing something here?