Is Renters Insurance Worth It for Short-Term Stays?

Posted by zoe_music2 • January 3, 2026 • 6 comments

I'm considering short-term rentals in Toronto for 3-6 months and have heard mixed opinions about renters insurance. Is it worth the money, or can I find cheaper options? What does it typically cover, and do landlords often require it? I'd love some real claims experiences to help decide.